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Reference Architecture RA-003

Banking Branch Infrastructure

High-availability branch banking infrastructure with redundant core banking servers, AI-powered fraud detection, secure transaction storage, and disaster recovery capabilities. Designed for RBI compliance, PCI-DSS readiness, and 24×7 operations with zero data loss.

Scheduled Banks Cooperative Banks NBFCs Payment Aggregators
99.99% Uptime Target
RPO 0 Zero Data Loss
< 15 min RTO Failover
14U Rack Footprint

Executive Summary

Mission-critical infrastructure for regional banking operations with regulatory compliance built-in.

Use Case

Regional branch or zonal data center for core banking system hosting, transaction processing, and customer data management.

Challenges Addressed

24×7 availability requirements, regulatory compliance (RBI IT Framework), fraud prevention, data sovereignty, and disaster recovery.

Key Outcomes

99.99% uptime SLA readiness, real-time fraud detection, synchronous replication, and audit-ready infrastructure.

Make in India Compliant
RBI IT Framework Ready
PCI-DSS Capable
ISO 27001 Aligned

Architecture Overview

High Availability Architecture

Active-Passive cluster configuration with automatic failover and synchronous replication.

Primary Server

Active node handling all transactions

● ACTIVE
Sync Replication Heartbeat

Secondary Server

Standby node ready for failover

○ STANDBY

Failover Specifications

  • Failover Type Automatic (WSFC/Pacemaker)
  • Detection Time < 30 seconds
  • Failover Time < 15 minutes
  • Data Loss (RPO) Zero (Sync Replication)
  • Split-brain Prevention Quorum Witness

Replication Details

  • Mode Synchronous (2-node)
  • Network Dedicated 10GbE
  • Log Shipping Real-time continuous
  • DR Site Async replication (optional)
  • Backup Daily full + hourly diff

Detailed Bill of Quantities

Complete hardware specification for HA banking infrastructure.

Core Banking Servers

2 Units (HA Pair)
Component Specifications Qty Purpose
Core Banking Server
RDP-SRV-2U-CBS
  • 2U Rack Server
  • Dual Intel Xeon Gold 6330 (28C/56T each)
  • 512GB DDR4-3200 ECC RAM (16× 32GB)
  • 2× 960GB NVMe SSD RAID1 (OS)
  • 8× 1.92TB NVMe SSD RAID10 (Data)
  • 4× 25GbE SFP28 + 2× 10GbE SFP+
  • Dual 1100W Titanium PSU
  • TPM 2.0, Secure Boot, Hardware RAID
  • iLO/IPMI with dedicated NIC
Active-Passive HA cluster for CBS

Storage Systems

2 Units
Component Specifications Qty Purpose
Transaction Log Storage
RDP-SAN-2U-NVMe
  • 2U All-Flash Storage Array
  • Dual Active Controllers
  • 24× 3.84TB NVMe SSD
  • 4× 32Gb Fibre Channel Ports
  • Synchronous Replication Licensed
  • Dual 1200W Redundant PSU
  • ~55TB Usable (RAID-DP)
Primary transaction logs, hot data
Backup Storage Array
RDP-NAS-2U-HYB
  • 2U Hybrid Storage Server
  • Intel Xeon Silver 4314 (16C/32T)
  • 128GB DDR4 ECC RAM
  • 4× 1.92TB NVMe SSD (Cache)
  • 12× 16TB HDD RAID6 (~140TB usable)
  • 4× 10GbE SFP+ Ports
  • Deduplication & Compression
Backup, archive, compliance retention

AI Fraud Detection

1 Unit
Component Specifications Qty Purpose
Fraud Analytics Server
RDP-GPU-2U-FD
  • 2U GPU Server
  • Dual Intel Xeon Gold 5318Y (24C/48T)
  • 256GB DDR4-3200 ECC RAM
  • 2× NVIDIA L4 24GB GPUs
  • 2× 1.92TB NVMe SSD RAID1
  • 4× 25GbE SFP28 Ports
  • Dual 1100W Redundant PSU
  • ML Inference Optimized
Real-time transaction fraud scoring

Network & Security

Critical
Component Specifications Qty Purpose
Next-Gen Firewall
FW-NGFW-10G
  • 10 Gbps Firewall Throughput
  • IPS/IDS, Application Control
  • SSL Inspection
  • HA Active-Passive Pair
  • Advanced Threat Protection
Perimeter security (HA pair)
Core Switch
SW-CORE-24X25G
  • 24× 25GbE SFP28 Ports
  • 4× 100GbE QSFP28 Uplinks
  • Layer 3, VXLAN, Stacking
  • MACsec Encryption
  • Dual Redundant PSU
Core switching (stacked)
HSM (Hardware Security Module)
HSM-FIPS-140-2
  • FIPS 140-2 Level 3 Certified
  • RSA/ECC Key Generation
  • 10,000+ TPS
  • HA Pair Configuration
  • PCI-DSS Compliant
Cryptographic key management

Technical Specifications Summary

Total Compute

224 Cores

Across all servers with redundancy

Primary Storage

~55 TB

All-flash for transactions

Backup Storage

~140 TB

Hybrid storage with dedup

IOPS Capability

1M+

Random 4K read/write

Power Budget

~12 kW

Typical operating load

Rack Space

14U

Excluding UPS & network

Regulatory Compliance Readiness

RBI IT Framework

  • Business Continuity HA + DR Ready
  • Data Localization India-based storage
  • Audit Trail Immutable logging
  • Encryption AES-256 at rest & transit
  • Access Control RBAC + MFA

PCI-DSS Readiness

  • Network Segmentation VLAN isolation
  • Key Management HSM-based
  • Log Retention 1 year+ capacity
  • Vulnerability Mgmt Patch automation
  • Physical Security Rack-level locks

Reference Architecture Disclaimer

This reference architecture is provided for planning and discussion purposes. Actual configurations must be validated against specific CBS software requirements, RBI guidelines, and internal compliance policies. Security components (firewall, HSM) specifications are indicative and should be sourced from certified vendors. Final BOQ will be prepared after detailed security assessment and requirements analysis.

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